> ## Documentation Index
> Fetch the complete documentation index at: https://support.rallies.ai/llms.txt
> Use this file to discover all available pages before exploring further.

# Rallies Terms of Service Summary

> Plain-language summary of the Rallies.ai Terms of Service. Understand your rights, responsibilities, acceptable use, disclaimers, and what it means to use our AI research platform.

# Terms of Service Summary

This is a plain-language summary of our [Terms of Service](/legal/terms-of-service). The full legal document governs your use of Rallies.

***

## The Short Version

* Rallies provides investment research tools, not investment advice
* You're responsible for your own investment decisions
* Don't misuse the service or violate others' rights
* We can update these terms and will notify you of significant changes
* Disputes are resolved through arbitration

***

## What Rallies Is (and Isn't)

### What We Provide

* AI-powered stock and investment research tools
* Stock screening and analysis features
* Portfolio tracking to monitor your holdings
* Watchlists and price alerts
* Educational investing content

### What We Don't Provide

**We are NOT investment advisors.** This means:

* We don't tell you what to buy, sell, or hold
* We don't give personalized recommendations
* We don't provide financial planning or tax advice
* The AI will not make investment decisions for you

[Read our full disclaimer](/legal/disclaimer)

***

## Your Account

| Requirement     | Your Responsibility                         |
| --------------- | ------------------------------------------- |
| **Age**         | At least 18 years old                       |
| **Information** | Provide accurate details                    |
| **Security**    | Keep your password secure                   |
| **Activity**    | You're responsible for all account activity |

### Account Security Tips

* Use a strong, unique password
* Enable two-factor authentication
* Don't share your login credentials
* Report unauthorized access immediately

### Account Termination

**You can delete your account** anytime through settings.

**We may close accounts** that violate terms, engage in fraud, abuse the platform, or don't pay for subscriptions.

***

## Subscription and Payments \[REVIEW REQUIRED: Verify tier names]

| Feature              | Free | Pro |
| -------------------- | ---- | --- |
| Basic research tools | Yes  | Yes |
| Limited AI queries   | Yes  | Yes |
| Unlimited AI queries | No   | Yes |
| Advanced features    | No   | Yes |

[See full plan comparison](/billing/plans)

### Billing Basics

* Pro subscriptions paid monthly or annually
* Auto-renews unless you cancel
* Payments processed securely through Stripe
* Prices may change with 30 days notice

***

## What You Can and Can't Do

### Permitted Uses

* Research investments for personal use
* Track your portfolio
* Learn about investing
* Use the AI assistant for research

### Prohibited Activities

**Don't:**

* Use the service for illegal purposes
* Hack or access systems without permission
* Scrape data or use bots
* Redistribute content without permission
* Harass other users or impersonate others
* Provide advisory services to others using our platform

**Consequences:** Warnings, suspension, termination, or legal action.

***

## Who Owns What

* **Our Content:** We own the platform, tools, algorithms, and original content
* **Your Content:** You own watchlists, notes, etc. You give us permission to use it for the service
* **Third-Party Content:** Market data providers own their content

***

## Third-Party Services

### Brokerage Connections \[REVIEW REQUIRED: Verify terms]

* A secure service accesses your account
* We only get read-only access to holdings
* We never see your brokerage password
* You're subject to the aggregator's terms

### Payment Processing (Stripe)

Stripe handles payments. Your payment info is subject to their terms.

***

## Important Disclaimers

### Not Investment Advice

Everything on Rallies is for information and education only. We don't give investment advice. You make your own decisions.

### No Guarantees

We don't guarantee:

* Information accuracy
* Investment results
* Uninterrupted service
* AI correctness

### "As Is" Service

The service is provided without warranties—we don't promise it will be perfect.

***

## Liability Limits \[REVIEW REQUIRED: Confirm amounts]

### What We're Not Liable For

* Investment losses
* Indirect or consequential damages
* Lost profits or data
* Third-party service problems

### Maximum Liability

If we're liable, the max is the greater of what you paid in the past 12 months or \$100.

***

## If We Disagree \[REVIEW REQUIRED: Verify terms]

1. **Try to work it out:** Contact [legal@rallies.ai](mailto:legal@rallies.ai) first
2. **Arbitration:** Unresolved disputes go to binding arbitration
3. **No class actions:** Claims must be individual, not class actions

**Exceptions:** Injunctions, IP disputes, and small claims can still go to court.

***

## Other Important Points

* **Changes:** We may update terms with notice; continued use means acceptance
* **Governing Law:** \[State] law applies \[REVIEW REQUIRED: Insert state]

***

## Quick Reference

| Topic                 | Key Point                            |
| --------------------- | ------------------------------------ |
| **Minimum age**       | 18 years old                         |
| **Investment advice** | We don't provide any                 |
| **Account security**  | Your responsibility                  |
| **Billing**           | Auto-renews until cancelled          |
| **Data scraping**     | Not allowed                          |
| **Our liability**     | Limited to fees paid (max 12 months) |
| **Disputes**          | Arbitration, no class actions        |

***

## Contact

**Email:** [legal@rallies.ai](mailto:legal@rallies.ai)

***

## Related Articles

* [Full Terms of Service](/legal/terms-of-service)
* [Privacy Policy](/legal/privacy-policy)
* [Important Disclaimer](/legal/disclaimer)
* [Refund Policy](/billing/refund-policy)